:root {
  --navy:#123d62;
  --navy2:#0d2e4a;
  --blue:#2f6f9f;
  --sky:#eef6fb;
  --cream:#fbfaf7;
  --ink:#172536;
  --muted:#627183;
  --line:#dbe4eb;
  --white:#fff;
  --shadow:0 22px 65px rgba(16,50,78,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Arial,sans-serif;line-height:1.55;background:#fff}
a{color:inherit}.shell{width:min(1180px,calc(100% - 40px));margin:0 auto}.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(219,228,235,.8)}.nav-wrap{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy)}.brand-mark{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900;letter-spacing:-.04em}.brand strong{display:block;font-size:1.03rem;line-height:1}.brand small{display:block;font-size:.76rem;letter-spacing:.1em;text-transform:uppercase;margin-top:4px;color:#6a7886}.topbar nav{display:flex;align-items:center;gap:25px}.topbar nav>a{text-decoration:none;font-size:.9rem;font-weight:700;color:#425265}.topbar .nav-cta{background:var(--navy);color:#fff;padding:10px 15px;border-radius:9px}.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#f7fbfe 0%,#fff 100%);border-bottom:1px solid #e5edf3}.hero:before{content:"";position:absolute;width:620px;height:620px;border-radius:50%;right:-220px;top:-310px;background:radial-gradient(circle,rgba(47,111,159,.15),rgba(47,111,159,0) 68%)}.hero-grid{min-height:640px;display:grid;grid-template-columns:1.12fr .88fr;gap:70px;align-items:center;padding:66px 0 76px;position:relative}.kicker,.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.74rem;font-weight:850;color:var(--blue)}.hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(3rem,6.2vw,5.25rem);line-height:.98;letter-spacing:-.045em;margin:15px 0 24px;max-width:760px;color:#14273a}.hero h1 span{color:var(--navy)}.lead{font-size:1.2rem;max-width:690px;color:#546476;margin:0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:31px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:11px 20px;border-radius:10px;text-decoration:none;font-weight:800;border:1px solid transparent;transition:.15s ease}.button.primary{background:var(--navy);color:#fff}.button.primary:hover{background:var(--navy2);transform:translateY(-1px)}.button.secondary{background:#fff;color:var(--navy);border-color:#cddae4}.button.secondary:hover{border-color:#9cb3c5}.trust-row{display:flex;flex-wrap:wrap;gap:18px;margin-top:29px;color:#596b7b;font-size:.88rem;font-weight:650}.trust-row span{display:flex;align-items:center;gap:6px}.trust-row i{font-style:normal;color:#347357}.form-visual{display:flex;justify-content:flex-end;align-items:center}.paper-card{width:min(455px,100%);background:#fff;border:1px solid #d7e1e8;border-radius:16px;padding:30px;box-shadow:var(--shadow);transform:none}.paper-label{font-size:.68rem;line-height:1.2;letter-spacing:.105em;font-weight:800;color:#718091;text-transform:uppercase;margin-bottom:9px}.paper-heading-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-bottom:20px;border-bottom:1px solid #dfe6eb}.paper-form-number{font-family:Georgia,"Times New Roman",serif;font-size:1.72rem;line-height:1.05;color:#172b3d}.status{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;font-size:.64rem;line-height:1;font-weight:900;letter-spacing:.055em;color:#2d6a4f;background:#eef8f2;border:1px solid #d4eadc;padding:8px 10px;border-radius:999px}.paper-title{font-family:Georgia,"Times New Roman",serif;text-align:left;font-size:1.03rem;line-height:1.4;font-weight:700;color:#21384b;padding:23px 0 19px;border-bottom:1px solid #dfe6eb}.mini-fields{margin:5px 0 0}.mini-fields div{display:grid;grid-template-columns:minmax(115px,.85fr) minmax(0,1.25fr);align-items:center;gap:18px;padding:14px 0;border-bottom:1px solid #e9eef2;font-size:.84rem}.mini-fields span{color:#68798a;font-weight:650}.mini-fields b{color:#243e53;text-align:left;font-weight:800;line-height:1.3}.paper-action{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:22px;background:var(--navy);color:#fff;text-decoration:none;padding:14px 16px;border-radius:9px;font-weight:800}.paper-action:hover{background:var(--navy2)}.quick-answer{background:var(--navy);color:#fff}.answer-grid{display:grid;grid-template-columns:96px 1fr;gap:27px;align-items:center;padding:43px 0}.answer-icon{width:82px;height:82px;border-radius:20px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.08);font-weight:900;letter-spacing:.05em}.quick-answer .eyebrow{color:#b8d5ea}.quick-answer h2{font-family:Georgia,serif;font-size:clamp(1.8rem,3.3vw,2.7rem);margin:3px 0 7px}.quick-answer p{margin:0;color:#d8e5ee;max-width:920px}.section{padding:88px 0}.section-heading{max-width:760px;margin-bottom:38px}.section-heading.narrow{max-width:620px}.section-heading h2,.two-panel h2,.cta-band h2{font-family:Georgia,serif;font-size:clamp(2.15rem,4vw,3.5rem);line-height:1.08;letter-spacing:-.025em;margin:8px 0 14px;color:#172b3d}.section-heading p{margin:0;color:var(--muted);font-size:1.05rem}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.steps article{border:1px solid var(--line);border-radius:14px;padding:25px;background:#fff}.step-no{font-family:Georgia,serif;color:#8aa8bd;font-size:1.35rem}.steps h3{font-size:1.08rem;margin:24px 0 8px}.steps p{margin:0;color:#657586;font-size:.93rem}.soft-section{background:var(--cream);border-top:1px solid #eeeae2;border-bottom:1px solid #eeeae2}.two-panel{display:grid;grid-template-columns:1.15fr .85fr;gap:72px;align-items:center}.two-panel p{font-size:1.05rem;color:#607080}.source-links{display:grid;gap:9px;margin-top:24px}.source-links a{color:var(--navy);font-weight:780;text-decoration:none}.source-links a:hover{text-decoration:underline}.privacy-panel{background:#fff;border:1px solid #e5e3dd;border-radius:16px;padding:30px;box-shadow:0 18px 40px rgba(35,50,66,.06)}.shield{display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--sky);color:var(--navy);font-size:1.35rem}.privacy-panel h3{font-family:Georgia,serif;font-size:1.45rem;margin:16px 0 8px}.privacy-panel p,.privacy-panel li{color:#647382;font-size:.92rem}.privacy-panel ul{padding-left:19px;margin-bottom:0}.privacy-panel li{margin:7px 0}.faq-shell{max-width:1000px}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.faq-grid details{border:1px solid var(--line);border-radius:12px;padding:0 18px;background:#fff}.faq-grid summary{cursor:pointer;list-style:none;font-weight:800;padding:18px 28px 18px 0;position:relative}.faq-grid summary::-webkit-details-marker{display:none}.faq-grid summary:after{content:"+";position:absolute;right:0;color:#6d8090;font-size:1.3rem;line-height:1}.faq-grid details[open] summary:after{content:"–"}.faq-grid details p{margin:-2px 0 18px;color:#637384;font-size:.93rem}.cta-band{background:linear-gradient(125deg,var(--navy2),var(--navy));color:#fff}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:58px 0}.cta-band .eyebrow.light{color:#b9d3e6}.cta-band h2{color:#fff;margin:6px 0 4px}.cta-band p{margin:0;color:#d4e1ea}.button.white{background:#fff;color:var(--navy);min-width:185px}.footer{background:#0c1e2d;color:#c9d3db;padding:42px 0 25px}.footer-grid{display:flex;justify-content:space-between;gap:30px;align-items:flex-start}.footer-brand{font-family:Georgia,serif;font-size:1.5rem;color:#fff}.footer-brand span{color:#9dc1d9}.footer p{font-size:.86rem;margin:5px 0 0}.footer-links{display:flex;gap:20px;flex-wrap:wrap}.footer-links a{font-size:.86rem;color:#d7e0e7;text-decoration:none}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;font-size:.76rem;color:#91a2b0}
@media(max-width:920px){.hero-grid,.two-panel{grid-template-columns:1fr;gap:40px}.hero-grid{padding:55px 0}.form-visual{justify-content:flex-start}.steps{grid-template-columns:1fr 1fr}.faq-grid{grid-template-columns:1fr}.topbar nav>a:not(.nav-cta){display:none}}@media(max-width:620px){.shell{width:min(100% - 24px,1180px)}.nav-wrap{height:68px}.brand-mark{width:38px;height:38px}.topbar .nav-cta{padding:9px 11px;font-size:.82rem}.hero-grid{min-height:auto;padding:45px 0 55px}.hero h1{font-size:3rem}.lead{font-size:1.04rem}.button{width:100%}.trust-row{display:grid;gap:8px}.paper-card{transform:none}.answer-grid{grid-template-columns:1fr;padding:34px 0}.answer-icon{width:62px;height:62px}.section{padding:62px 0}.steps{grid-template-columns:1fr}.two-panel{gap:34px}.cta-inner{display:block}.cta-inner .button{margin-top:22px}.footer-grid{display:grid}.footer-links{display:grid;gap:10px}}